Phoenix Homes with FHA New Financing

Welcome to Phoenix, Arizona – a vibrant city that perfectly blends the warmth of the desert with a thriving urban lifestyle. Nestled in Maricopa County, Phoenix is known for its stunning desert landscapes, year-round sunshine, and a rich cultural scene that includes art, music, and culinary delights. As the fifth-largest city in the United States, Phoenix boasts a diverse population and a variety of neighborhoods, each offering its own unique charm and amenities.

For those looking to make Phoenix their home, you’ll be pleased to know that the city is an excellent place to explore your housing options, especially with the availability of homes eligible for FHA financing. This means that whether you’re a first-time buyer or looking to relocate, you can find a home that fits your budget and lifestyle. FHA loans are designed to make homeownership more accessible, allowing buyers to enjoy lower down payments and more flexible credit requirements.

Imagine settling into a beautiful home surrounded by the stunning backdrop of the Sonoran Desert, with easy access to outdoor activities such as hiking, biking, and exploring nearby parks. The city’s vibrant neighborhoods offer a mix of modern amenities and historic charm, making it easy to find a community that resonates with your lifestyle.

With a flourishing job market, excellent schools, and a plethora of recreational opportunities, Phoenix is not just a place to live; it's a place to thrive. Explore the possibilities of homeownership in this dynamic city today!

Newest Phoenix Homes with FHA New Financing

$1,225,000

4 Beds ⋅ 3 Baths ⋅ 7079814 MLS ⋅ 2,457 SqFt.

Welcome to luxury desert living in the highly coveted Sky Crossing community of North Phoenix. Built in 2021 by premier builder Taylor Morrison, this stunning single-story residence seamlessly combines modern elegance with thoughtful, high-end design throughout. From the moment you arrive, the impressive curb appeal sets the stage, featuring an extensive paver driveway and beautifully curated desert landscaping. Inside, the light-filled, open-concept floor plan encompasses four spacious bedrooms, three full bathrooms, and a dedicated private office, offering the ideal balance of everyday functionality and sophisticated design. At the heart of the home lies an expansive great room anchored by custom cabinetry, creating an inviting space for effortless entertaining and relaxing evenings. The chef-inspired kitchen stands as a true focal point, fully equipped with premium GE Café double ovens, a 36-inch gas cooktop with a sleek stainless steel hood, and a GE Profile counter-depth refrigerator and microwave. Upgraded soft-close white cabinetry with roll-out shelving pairs beautifully with leathered soft-gray granite countertops, a modern tile backsplash, and designer pendant lighting. Elegant plantation shutters and modern ceiling fans elevate the interior aesthetic across every room. Step through to your private outdoor retreat, custom-built for year-round Arizona living. The backyard showcases a spacious covered patio, low-maintenance lush turf, and a sparkling, heated resort-style pool with a Pentair heat pump and tranquil water features--the perfect vantage point to unwind and take in breathtaking desert sunsets. Practical luxury continues with high-grade infrastructure in the garage, including an owned whole-home filtration system, Crystal Tech water softener, tankless gas water heater, custom storage, and a built-in EV charging outlet, alongside a dedicated laundry room outfitted with an LG Smart washer and dryer set. Living in Sky Crossing provides access to unmatched resort amenities, including a state-of-the-art fitness center, a community clubhouse with billiards and foosball, resort-style pools, basketball courts, playgrounds, and an active calendar of neighborhood events. Positioned just moments from the world-class shopping, dining, and entertainment at Desert Ridge Marketplace, as well as quick access to major freeways, this home delivers the ultimate Phoenix lifestyle.

3437 E Daley Lane, Phoenix

$405,000

3 Beds ⋅ 2 Baths ⋅ 7079772 MLS ⋅ 1,800 SqFt.

Fully Remodeled home with New HVAC and New Entire Home Electric Re-Wrie and upgraded 200 AMP Panel. Home interior has been upgraded to neutral color LVP flooring, new baseboard and doors. New Kitchen with white shake and New Quartz counterrops.

6202 W Almeria Road, Phoenix

$299,000

2 Beds ⋅ 2 Baths ⋅ 7079755 MLS ⋅ 976 SqFt.

Live the Arizona resort lifestyle at the charming Pointe at South Mountain/AZ Grand Resort! Surrounded by lush mature landscaping, tranquil fountains and beautiful Mediterranean-inspired architecture, this community feels like a vacation retreat. Set on a larger lot than most court homes in the community, this lovingly maintained property offers an especially peaceful outdoor setting. The owner's thoughtful touches create a welcoming private courtyard perfect for morning coffee, outdoor dining or simply unwinding in the Arizona sunshine This tastefully updated home features a newer A/C (2021), updated lighting and ceiling fans, updated baths and a kitchen with stainless appliances, gourmet stainless hood, quartz countertops and glass backsplash. Enjoy low-maintenance living near resort dining, golf,. Pickleball, a waterpark, lazy river, fitness center and spa, with adjacent South Mountain Park & Preserve offering miles of hiking and biking. An ideal lock-and-leave home, winter retreat or year-round residence, just minutes from Sky Harbor Airport, ASU, downtown Phoenix and Ahwatukee.

8633 S 51st Street Unit 1, Phoenix

$340,000

2 Beds ⋅ 1 Baths ⋅ 7079750 MLS ⋅ 740 SqFt.

A charming 2 bed, 1 bath residence now for sale in Harmony Acres! Featuring beautiful mountain views plus fenced front & back yards, it's sure to be the one for you! Come inside to discover a sizeable open concept w/vaulted ceilings, wood-look tile flooring, and neutral palette throughout. The kitchen comes equipped w/everything you'll need for home cooking, ample cabinetry, butcher block counters, granite backsplash, and a peninsula w/a breakfast bar. Cozy bedrooms promise you and your loved ones a good night's sleep! Nestled on a quiet cul-de-sac close to various restaurants & shopping spots, this home is a true gem! Don't miss out!

1535 E Christy Drive, Phoenix

$270,000

3 Beds ⋅ 1 Baths ⋅ 7079721 MLS ⋅ 1,062 SqFt.

Opportunity is knocking in the heart of Phoenix! If you've been waiting for a home with potential that you can truly make your own, this could be the one. This 3-bedroom, 1-bath home offers a great starting point with a spacious backyard and plenty of opportunity to add your personal touch and build equity along the way. The A/C was replaced approximately one year ago, taking one major expense off the list. Conveniently located with easy access to Downtown Phoenix, TSMC, shopping, dining, freeways and more. Whether you're a first-time buyer, investor, or simply looking for a home you can transform into your own, this is an opportunity worth seeing!

8041 N 28th Avenue, Phoenix

$449,995

3 Beds ⋅ 2 Baths ⋅ 7079719 MLS ⋅ 1,451 SqFt.

Welcome to this charming single-story North Phoenix home offering 3 bedrooms, 2 baths and 1,451 sq. ft. of comfortable living space. Situated on an easy care desert landscaped lot, this property features great curb appeal with a wide driveway. attached 2 car garage, and classic brick accents. Inside you'll find a functional floor plan designed for effortless daily living and entertaining. The primary suite provides a peaceful retreat, while two additional bedrooms offer versatility for guests, family or a dedicated home office. Step out back to an expansive backyard with endless potential to create your ideal outdoor oasis, complete with side gate access. Located in the desirable 85023 zip code, you're minutes from the 101 and 51 freeways, local parks, golf courses, shopping and dinin

18431 N 3rd Avenue, Phoenix

$269,900

2 Beds ⋅ 2 Baths ⋅ 7079696 MLS ⋅ 1,000 SqFt.

This charming condo is in an A+ location - in the valley AND within the condo community itself! Currently the ONLY ground level 2 bedroom available (& they go quickly!) so NO stairs to climb AND double the patio size! Walk across the street to PV Phoenix, a vibrant new multi-use urban district featuring awesome retail shops, great restaurants, fitness clubs, salons, green spaces & more! No Uber needed to enjoy happy hour or a meal at Trevor's, Federal Pizza, Blanco, the Wren House, Melt, Flower Child & so many more! Everything from Walmart, Whole Foods, Sprouts, Costco, Target, etc. Even IKEA - you have everything you need in a 1/2 mile radius! This condo was the 2 bedroom model when the community originally opened, so has some extras that make it 'one-of-a-kind'. It is in a unique ... building with only one row of condos (versus clustered), so you have windows on both sides making it light & bright, plus gives great air flow when the weather is nice. And, since this is a corner condo, you only have one common wall! Your front door & TWO kitchen windows (most condos only have one) face a grassy interior courtyard while the oversized sliding glass door to your patio & both bedroom windows overlook a shaded grassy area inside the gated community & see across to the park. Enjoy our fabulous Arizona sunsets from the home or the patio! The park across the street is currently being renovated to include new jogging trails & fitness circuit, playgrounds, picnic tables, BBQs, & more! Inside the condo, you will love the wood-look plank tile THROUGHOUT (NO carpet & NO multiple/mis-matched flooring!). NO popcorn ceilings (most others still have them). The custom kitchen has TONS of extra cabinetry including a long serving bar area under the window in the dining space, plus some pull-out drawers & stylish glass front cabinets! Unique to this condo, there is a pocket-door entrance to the primary bedroom from the kitchen too. Wonderful split floor plan provides privacy whether the second bedroom is for a roommate, serves as a guest room, etc! You really have two primary bedrooms! Brand new A/C ($7,500) and new oversized sliding glass door to patio ($3K) installed in 2023. New garbage disposal & sliding mirrored closet doors in second bedroom 7/2026. New primary bath toilet 2024. Plantation shutters on all windows. Another HUGE benefit - this building's new water line/individual building shut-off project was already completed AND the $3,200+ assessment was already paid by the seller meaning you will NOT have to endure the inconvenience or the cost! The reserved carport is in a GREAT end spot shared with only one car & at the sidewalk leading through the grass-lined walkway to the home. Enjoy quiet time or entertaining family & friends at the wonderful community pools & heated spa. Fitness room on site. Laundry time is made quick & less expensive by doing ALL loads at once in the convenient laundry rooms on-site ... no noise or heat in your home & you don't pay for the electricity to run the machines or the expense to buy & maintain them! Besides being across the street from PV Phoenix & all it has to offer, you are less than 5 miles to Kierland Commons & Scottsdale Quarter & less than 6 miles to Desert Ridge. Close freeway access for the 51 - just a quick 20 minutes to Phoenix Sky Harbor Airport. Located in the highly desired Paradise Valley School District too! This condo will make an excellent primary residence or the perfect 'lock-and-leave' winter home. Also available for rent. Minimum lease terms are 90 days in the community. Tour today!

4444 E Paradise Village Parkway N Unit 140, Phoenix

$395,000

3 Beds ⋅ 2 Baths ⋅ 7079673 MLS ⋅ 1,888 SqFt.

This inviting home offers a functional layout with comfortable living spaces and plenty of potential to make it your own. The spacious living area provides a welcoming setting for everyday living. Located on a quiet cul-de-sac, the property features a large driveway providing ample parking and a private outdoor space ideal for relaxing or entertaining.

4222 W Solano Drive, Phoenix

$439,900

5 Beds ⋅ 3 Baths ⋅ 7079671 MLS ⋅ 1,764 SqFt.

THIS HOME HAS THE UPGRADES, THE SPACE, AND THE LOCATION YOU'VE BEEN WAITING FOR! NEW ROOF, NEW HVAC, NEW plumbing and stunning updates throughout the entire home. And the best part? A HUGE LOT with plenty of room to make it your own! !!!!Just minutes from the I-10 & 101 freeways!!! Close to all your favorite restaurants!!

7141 W Vernon Avenue, Phoenix

$395,000

3 Beds ⋅ 3 Baths ⋅ 7079626 MLS ⋅ 1,409 SqFt.

Fall in love with this charming 2-story corner-lot home in the Sagecrest Community! Featuring 3 beds, 2 baths + powder room, a low-care landscape, 2-car garage, and RV gate & parking. The interior boasts high ceilings, abundant natural light, plush carpet & tile floors throughout, and an inviting living area. Further in, the family room flows into the eat-in kitchen, equipped with wood cabinetry, SS appliances, and a two-tier island w/breakfast bar, while sliding glass doors promote easy indoor-outdoor living. The main bedroom includes a private bath and a walk-in closet. The backyard offers an extensive paver patio and artificial turf, ideal for relaxing and entertaining. Conveniently located near schools, Nueve Park & El Reposo Park, with access to Southern Avenue. Don't miss this gem!

1205 E Chambers Street, Phoenix

$699,499

3 Beds ⋅ 2 Baths ⋅ 7079624 MLS ⋅ 1,825 SqFt.

Charming, Fresh & Ideally Located in the Camelback East & Madison-area Corridor! Welcome home to this inviting 3-bedroom, 2-bath ranch-style home in the desirable Biltmore area and Madison School District. Beautifully remodeled in 2018, it blends modern updates with timeless 1950s charm. The interior was fully painted in August 2026, giving the home a fresh, move-in-ready feel. Enjoy wood-plank tile flooring, granite countertops, a brick fireplace, updated sink, wine cooler, and more. The central location puts you close to schools, shopping, dining, and groceries, with easy access to Freeway 51 and Phoenix Sky Harbor International Airport. And best of all--no HOA! A wonderful home in a truly convenient location!

1838 E Hazelwood Street, Phoenix

$435,000

3 Beds ⋅ 2 Baths ⋅ 7079607 MLS ⋅ 1,263 SqFt.

Beautifully remodeled North Phoenix home where modern style meets everyday freedom! This 3-bed, 2-bath, single-level home has NO interior steps and features owned solar panels, new dual-pane windows, luxury vinyl plank flooring, white oak cabinetry, a quartz island with new stainless steel appliances and spa-inspired baths with matte-black fixtures -- all done, so you skip the renovation hassle. The oversized backyard offers a lighted pergola, low-maintenance desert landscaping, RV gate and room to entertain or park your toys. No HOA means more freedom for how you live. Minutes to I-17, Loop 101, Deer Valley employers and healthcare. Turnkey and move-in ready -- welcome home! Make it yours today before its gone!

20450 N 14th Lane, Phoenix

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