Cave Creek Homes with Owner May Carry New Financing

Welcome to Cave Creek, Arizona—a charming desert town nestled in the heart of Maricopa County, just a short drive north of Phoenix. Known for its stunning natural beauty and rich cowboy heritage, Cave Creek offers a unique blend of rustic charm and modern amenities. With breathtaking mountain views, lush desert landscapes, and a vibrant arts scene, this community is perfect for those who appreciate a laid-back lifestyle surrounded by nature.

Cave Creek is not just a picturesque destination; it’s a place where adventure thrives. The nearby Tonto National Forest provides endless opportunities for hiking, horseback riding, and exploring the great outdoors. The town’s historic center is brimming with eclectic shops, art galleries, and delicious dining options, making it a delightful place to spend your afternoons.

For prospective homebuyers, Cave Creek presents an exciting opportunity with homes that offer Owner May Carry New Financing. This flexible financing option allows buyers to potentially secure their dream home while navigating the complexities of traditional lending. Whether you’re looking for a cozy adobe-style home or a spacious property with stunning desert views, the real estate market in Cave Creek is diverse and inviting.

Imagine waking up to the serene sounds of nature, sipping your morning coffee on a sun-soaked patio, and enjoying breathtaking sunsets over the rugged landscape. With its unique character and the possibility of Owner May Carry financing, Cave Creek is not just a place to live; it's a lifestyle waiting to be embraced. Come explore the charm of Cave Creek and discover your perfect home in this desert oasis!

Newest Cave Creek Homes with Owner May Carry New Financing

$2,725,000

4 Beds ⋅ 3 Baths ⋅ 7091189 MLS

Experience luxury, privacy, and breathtaking mountain views on 3.11 acres in Cave Creek! Built in 2017, this custom home offers 3,120 sq. ft., a 340 sq. ft. private casita, and a climate-controlled 35'x70' RV garage with car lift and coated floors. High-end appliances, elegant finishes, hand-carved stone fireplaces, and a spa-inspired primary bath with steam shower and second laundry in the primary closet elevate everyday living. The expansive covered patio is perfect for entertaining, while the spectacular upstairs deck offers unrivaled panoramic mountain views and unforgettable sunsets! Equestrians will love the 3 covered horse pens with automatic waterers, endless riding opportunities, and proximity to the state park. A truly exceptional desert retreat! OWNER RELATED TO LISTING AGENT

3180 E Lazy Lizard Lane, Cave Creek

$2,195,000

4 Beds ⋅ 4 Baths ⋅ 7080846 MLS

Welcome to 39405 N Spur Cross Rd, a fully remodeled 4-bed, 4-bath home offering 4,132 sq ft of luxury on nearly 5 usable, horse-ready acres. Take in breathtaking 360-degree desert mountain views from your private oasis, complete with a sparkling pool and a massive ~2,000 sq ft barn/tack workshop perfect for equipment, toys, or horse setup. Located in the heart of Cave Creek, you'll enjoy a serene rural feel with NO HOA, easy access to Spur Cross Ranch Conservation area, and local dining, shopping, and trails just minutes away. Endless potential awaits. Book your private tour today!

39405 N Spur Cross Road, Cave Creek

$750,000

7076574 MLS

Discover the unparalleled elegance of Echo Canyon Estates, a premier luxury development nestled in the serene landscapes of Cave Creek, Arizona. Tucked away in a private, secluded enclave, this exclusive community delivers sweeping panoramic views of the majestic surrounding mountain ranges creating an idyllic backdrop for your dream custom estate home. The development features R-190 zoned individual lots or larger blocks of land, each generously sized between approximately 5 and 25 acres of pristine, untouched land. These expansive parcels provide abundant space and privacy for crafting a truly bespoke luxury residence tailored to your vision.

426XX N 66th Street Unit -, Cave Creek

$1,000,000

7076573 MLS

425XX N 66th Street Unit -, Cave Creek

$750,000

7076571 MLS

424XX N 66th Street Unit -, Cave Creek

6525 E Cave Creek Road Unit 201, Cave Creek

$1,235,000

2 Beds ⋅ 3 Baths ⋅ 7074642 MLS

Hidden Rock at Cave Creek, is a distinctive community known for its breathtaking mountain views and unforgettable desert sunsets. Within this carefully planned community, our thoughtfully designed condos are uniquely zoned ''Work & Play,'' offering residential living with the added flexibility for approved commercial use, allowing flexibility for today's modern lifestyle. Unit 201 is our model, is offered fully turnkey and furnished, including furniture, window shades, and even kitchen essentials such as pots and pans. As you enter, your gaze is immediately drawn to the great room, which features a dramatic floor-to-ceiling fireplace beneath soaring two-story ceilings. The kitchen is equally impressive, with a spacious waterfall island, Bertazzoni appliances, a wall of cabinets, pantry and elegant lighting fixtures that carry throughout the home. Double glass doors lead to a private patio with a BBQ and fire pit, perfect for entertaining. Conveniently located by the stairs, a powder room adds ease when hosting guests. Upstairs, a loft/flex space opens to a walk-out balcony, while the two bedrooms each feature ensuite baths and a private balcony to take in sweeping mountain views, ensuring comfort and privacy for owners and guests alike. Custom finishes are found throughout the home, with textures and materials thoughtfully selected to complement the elevated yet flexible lifestyle that Hidden Rock offers. All units are insulated with quiet rock insulation for noise dampening and fire resistance. The community also offers a pool and spa with a covered seating area and fire pit, providing residents a place to relax and socialize while enjoying the stunning surroundings. Whether envisioned as a primary residence, live-work space, or lock-and-leave retreat, the condos at Hidden Rock offer a rare combination of design, versatility, and location, within walking distance of downtown Cave Creek's restaurants, shops, and hiking trails.

6525 E Cave Creek Road Unit 201, Cave Creek

6525 E Cave Creek Road Unit 27, Cave Creek

$1,795,000

4 Beds ⋅ 5 Baths ⋅ 7068427 MLS

Seller Financing is available at below market rate. Striking luxury contemporary home meets the wild west offers refined desert living on an impressive, private lot in one of Cave Creek's most desirable enclaves. Thoughtfully designed with clean lines, expansive glass, & seamless indoor-outdoor connection, the residence captures the beauty of the Sonoran landscape while delivering modern comfort & elevated style. The open-concept great room features soaring ceilings, a dramatic architectural fireplace, & abundant natural light. The chef's kitchen showcases waterfall quartz surfaces, custom cabinetry, premium appliances--an ideal setting for both everyday living & sophisticated entertaining. A versatile floor plan provides generous living spaces, including a serene primary suite with spa-inspired finishes and direct access to the outdoorsThe backyard is a true retreat, complete with a resort-style pool, shaded lounging areas, a built-in BBQ, and a retractable awning over the outdoor patio that enhances comfort and usability throughout the seasons. Thoughtfully designed spaces create the perfect setting for relaxation, gatherings, and stargazing, Mountain views and comfort in the midst of iconic Cave Creek. Located in the heart of action, the home offers convenient access to boutique dining, upscale shopping, live music, art events, and miles of scenic hiking and biking trails. This is contemporary Arizona living at its finest--architectural, effortless, and beautifully connected to the landscape.

6525 E Cave Creek Road Unit 27, Cave Creek

5100 E Rancho Paloma Drive Unit 2021, Cave Creek

$485,000

2 Beds ⋅ 2 Baths ⋅ 7051904 MLS ⋅ 1,420 SqFt.

Price Improvement! Beautiful Condo located in the wonderful area of Cave Creek. Open floor plan with 2 bedrooms, 2 baths, large island in the kitchen, stainless steel appliances, including a gas range you'll just love to cook with. Quartz counter tops in Kitchen and baths for a real clean look.. Community offers a pool, heated Spa, and a workout facility. Gated community with Furnishings included for a true turn key Condo.

5100 E Rancho Paloma Drive Unit 2021, Cave Creek

6525 E Cave Creek Road Unit 101, Cave Creek

$1,195,000

2 Beds ⋅ 3 Baths ⋅ 7048407 MLS

Hidden Rock at Cave Creek, is a distinctive community known for its breathtaking mountain views and unforgettable desert sunsets. Within this carefully planned community, our thoughtfully designed condos are uniquely zoned ''Work & Play,'' offering residential living with the added flexibility for approved commercial use, allowing flexibility for today's modern lifestyle. As you enter, your gaze is immediately drawn to the great room, which features a dramatic floor-to-ceiling fireplace beneath soaring two-story ceilings. The kitchen is equally impressive, with a spacious waterfall island, Bertazzoni appliances, a wall of cabinets, walk-in pantry, and elegant lighting fixtures that carry throughout the home. Double glass doors lead to a private patio. Conveniently located by the stairs, a powder room adds ease when hosting guests. Upstairs, a loft/flex space opens to a walk-out balcony, while the two bedrooms each feature ensuite baths and a private balcony to take in sweeping mountain views, ensuring comfort and privacy for owners and guests alike. Custom finishes are found throughout the home, with textures and materials thoughtfully selected to complement the elevated yet flexible lifestyle that Hidden Rock offers. All units are insulated with quiet rock for noise dampening and fire resistance. The community also offers a pool and spa with a covered seating area and fire pit, providing residents a place to relax and socialize while enjoying the stunning surroundings. Whether envisioned as a primary residence, live-work space, or lock-and-leave retreat, the condos at Hidden Rock offer a rare combination of design, versatility, and location, within walking distance of downtown Cave Creek's restaurants, shops, and hiking trails.

6525 E Cave Creek Road Unit 101, Cave Creek

$3,500,000

4 Beds ⋅ 4 Baths ⋅ 7027177 MLS

Crafted by a contractor for himself -- and it shows. This 5-acre elevated compound on fully paved Sierra Vista Road delivers over 6,000 square feet of garage space: an air conditioned 4,000+ SF work/flex garage, a dedicated single-car show garage, a 4-car garage in the main house, and an oversized 3-car garage in the guest house. BIG views and horse privileges. This completely remodeled compound is move-in ready. Featuring all the Cave Creek privacy with none of the gravel road compromise. If you need serious space -- for work, equipment, a collection, or a business operation -- this property was purpose-built for exactly that. The 4,000+ SF work garage was built by someone who actually uses one -- with the ceiling clearance, floor load, and air conditioning that serious operators demand The single-car show garage is separate and purpose-built, because the builder understood the difference between a car that gets driven and one that gets displayed. The main house offers a 4-car attached garage. The guest house -- a fully independent structure -- adds an oversized 3-car garage. Total enclosed capacity approaches 13+ cars, not counting the work building. The elevated 5 acres delivers long-range desert views with natural separation from neighbors that flat lots can't replicate at any price. Fully paved road access means no dust intrusion, no monsoon season headaches, and no excess wear on the vehicles you've worked hard to collect. The main house and guest house are fully remodeled and move-in ready -- nothing to phase in, nothing to negotiate around. Horse privileges are in place for a buyer who wants that optionality without a rezoning conversation. This home and Cave Creek are perfect for those who aren't interested in being noticed, but want their friends and family to be comfortable once your there. No HOA. No neighbors 12 feet away. Just acreage, privacy, and the freedom to run a property the way you want. This compound delivers all of it -- and properties built to this standard rarely come available.

42327 N Sierra Vista Road, Cave Creek

$699,000

7021416 MLS

Unbelievable Custom lot just north of Carefree Hwy on the gentle slope of the mountain with waterl and electric.BORDERS CAVE CREEK REGIONAL PARK. Beautiful desert plants Exceptional build Ready Hillside Oasis with ACTIVE PERMIT It is fully permitted,shovel ready legacy property. The seller has invested over $200,000 in professional architectural design. LOOK IN DOCUMENTS FOR MORE INFO VIEW OF ANTHEM AZ AND LIGHTS OF PHOENIX MOUNTAIN in the back is a REGIONAL PARK with no structures or roads. Very private and secluded. GORGEOUS VIEWS ONE OF A KIND OWNER MAY CARRY WITH A GOOD DOWN PAYMENT. Multi million dollar homes in the neighborhood. Dead end road. paver driveway Can be built to suit. Plans available. Close to Home Depot shops,and restaurants. Just a few miles to th

36888 N 38th Street Unit -, Cave Creek

$2,400,000

4 Beds ⋅ 7 Baths ⋅ 7014731 MLS ⋅ 7,663 SqFt.

An extraordinary desert estate tucked away in Cave Creek, where timeless Southwest architecture meets expansive living and unmatched versatility. Set on a sprawling homesite, this one-of-a-kind residence offers 2 ensuite bedrooms and 7 bathrooms, complemented by several additional bonus spaces that provide limitless potential for a private office, wellness retreat, art studio - you name it! From the moment you enter, the home's character is undeniable--rich Saltillo tile floors flow throughout, grounding the space in warmth and authenticity, while the unique floorplan creates a blend of intimate living and grand-scale entertaining. The outdoor experience is nothing short of exceptional. An expansive covered patio invites year-round enjoyment, overlooking a resort-style pool and vast desert landscape that captures the quiet beauty and privacy that define Cave Creek living. With open skies, natural desert vegetation, and room to create your own vision, this property offers a rare sense of freedom and escape. New interior paint, new roof and new windows in 2026! Designed for those who value space, character, and the ability to live beyond traditional boundaries, this estate is more than a home--it's a lifestyle.

28401 N 55th Street, Cave Creek

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